I have. Dang it.
Last weekend I'm loading up the RTV for it's weekly 'haul the trash up to the road' chore. But, I did it all different. Daughter and SIL were visiting and doing a little boating, and their car was in the drive. SIL parked the ATV in a spot where I had to back up further than normal to get around the ATV. So I have a full load (two 55 gallon trash cans and a full 55 gallon bag plus some boxes) ...so I can't see out the back. I was not going fast .....but I backed into the kids Honda Accord, like a love tap. LOL The bed of the RTV went over the fender and hood and scraped them pretty good, down to the metal. Uggg.
I was sick. Their nearly new car and I had dinged it good. When the kids got back I had to tell them and show them what i did. :hide: Daughter says no problem. Huh? She just happens to be our insurance agent. I asked her if she thought our homeowners would cover this? She thought it might, but .... She said didn't we write a policy on the RTV? I didn't remember that. She said you had a loan on it so the bank wanted coverage. Oh yeah, that's right. I hope it's still in force. Sure nuff it is. I pay $96 bucks a year for it. It's with Progressive.
Daughter filed the claim, claim agent got right back with me. No problem. Get an estimate. No deductible for the car repair. Was the RTV damaged, she asked. No. If so it has a $250 deductible. Anyone hurt. Thankfully No, so no issue there. Very good service.
They arranged for a car for my daughter and took her car to get it repaired. What I guessed might be $700 tops turned into a $1600 repair. :eek: I had thought of paying it out of pocket (before I knew I had insurance and when I thought the repair was cheaper). Man, glad I did not have to consider doing that.
I have to admit that $8 a month for insurance ($96 yr) is probably the best $8 I could spend. Wow did it save me. :blob_blue: Thanks Progressive. Very impressive service and reasonable rates. :thumb:
Last weekend I'm loading up the RTV for it's weekly 'haul the trash up to the road' chore. But, I did it all different. Daughter and SIL were visiting and doing a little boating, and their car was in the drive. SIL parked the ATV in a spot where I had to back up further than normal to get around the ATV. So I have a full load (two 55 gallon trash cans and a full 55 gallon bag plus some boxes) ...so I can't see out the back. I was not going fast .....but I backed into the kids Honda Accord, like a love tap. LOL The bed of the RTV went over the fender and hood and scraped them pretty good, down to the metal. Uggg.
I was sick. Their nearly new car and I had dinged it good. When the kids got back I had to tell them and show them what i did. :hide: Daughter says no problem. Huh? She just happens to be our insurance agent. I asked her if she thought our homeowners would cover this? She thought it might, but .... She said didn't we write a policy on the RTV? I didn't remember that. She said you had a loan on it so the bank wanted coverage. Oh yeah, that's right. I hope it's still in force. Sure nuff it is. I pay $96 bucks a year for it. It's with Progressive.
Daughter filed the claim, claim agent got right back with me. No problem. Get an estimate. No deductible for the car repair. Was the RTV damaged, she asked. No. If so it has a $250 deductible. Anyone hurt. Thankfully No, so no issue there. Very good service.
They arranged for a car for my daughter and took her car to get it repaired. What I guessed might be $700 tops turned into a $1600 repair. :eek: I had thought of paying it out of pocket (before I knew I had insurance and when I thought the repair was cheaper). Man, glad I did not have to consider doing that.
I have to admit that $8 a month for insurance ($96 yr) is probably the best $8 I could spend. Wow did it save me. :blob_blue: Thanks Progressive. Very impressive service and reasonable rates. :thumb:
Have you ever hit anything with your RTV?
0 commentaires:
Enregistrer un commentaire